The first time I was offered an insurance coverage (that was over 10 years ago), I must admit that I was clueless. At the high level, I know that it’s a form of investment but the words coverage maturity, premiums, etc confused me.

It was through the help of an insurance agent that the details were explained to me. I learned bit by bit about health, life and term life insurance. After our thorough discussion, I then became equipped to select a suitable coverage.